A back payment plan is applied to the credit card slips which will be generated while saving the slips and invoices in sales paid by credit card. In order to perform this transaction automatically, the "Apply Credit Card Payment Plan on Payment Transactions" option located in Sales Management parameters is used.
After generating payment transactions, it is determined whether a back payment plan will be applied according to the default value of the "Apply Credit Card Payment Plan on Payment Transactions" parameter. If the parameter value is "Yes", then the relevant back payment plan is directly applied to the payment transactions of which type is Credit Card and which are approved to be applied a back payment plan. In this case, calculation is performed according to the "If Payment Amount is Greater Than Invoice Amount" parameter, and unit price update or expense line is saved automatically. If "No" is selected, back payment plan is not applied directly. The "Apply Back Payment Plan" window opens upon clicking the Credit Card Back Payment Transactions option located in the F9-right click menu of Payment/Collection Transactions tab of invoices. The relevant back payment plan is selected, and the payment is calculated according to this plan.
Thereby collective credit card payment is divided appropriately according to the back payment plan, and new payment transactions of which payment type is Credit Card are generated.
There will be changes both in due dates and payment amount after applying the back payment plan. These changes come from the amount calculation parameter value defined in the back payment plan lines.

  • If the amount calculation parameter value is "gross", the formula defined in the back payment plan line is applied to the main payment transaction, and the new payment transaction amount is calculated.
  • If the parameter value is "Due Date Difference Commission Included", the rate defined on the back payment plan line is added to the gross amount.


Example: Payment transaction complying with the Formula is 10 million and due date difference is 5%. Then the payment amount is:
      (1+5)/100*10.000.000 = 10.500.000

  • If the parameter value is "Bank Commission Rate Included", "service+point" commission defined in the back payment plan line is added up, and the new amount is calculated by "gross amount/(1-Rate/100)" formula.
  • If the parameter value is "Only Point Commission Included" the point commission defined in the back payment plan line is taken, and the new amount is calculated by "gross amount/(1-Rate/100)" formula.
  • If the parameter value is "Only Service Commission Included" the service commission defined in the back payment plan line is taken, and the new amount is calculated by "gross amount/(1-Rate/100)" formula.
  • Transactions of which date, payment type, bank account, point commission, service commission, due date commission and transaction currency type are the same on invoice are combined and a single payment transaction is generated.


Attention:
If commission is applied to the credit card back payment transactions, commission prices may change due to the commission rates incurring after the calculation of back payment transactions for the credit card slip that is generated in related to the Sales Invoice. In this case, the "If Payment Amount is Greater Than Invoice Amount" parameter line located under the Sales Management parameters is taken into consideration.

  • If the "Block" option is selected, sales transaction will not be saved.
  • If the "Distribute to unit prices" option is selected, then the excess amount of the calculated commission rate is distributed to the unit prices in invoice. Unit price averages are considered in distribution.


If the "Add expense line" option is selected, then the commission differences are added to the invoice as an expense line.